Our shared ownership products allow your client to buy a percentage of a property, paying a mortgage on the share they own and rent to a housing association on the remainder.
Your client will buy a share between 25% - 75% of the property and pay rent on the rest.
At the Tipton, we will only consider applications where the Housing Association will allow them to buy more share in the property, up to 100% of the property value (this is known as 'staircasing'). We will only consider applications in England and require the lease on the property to have a minimum of 85 years remaining at the point of application.
Please, use the buttons below to view our full residential mortgage lending criteria and our mortgage product guide.
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