Our savings customers say...
Savings customer read more"Whenever I visit Tipton & Coseley I'm dealt with quickly, on a one to one basis making each visit convenient and ideal."Mrs Cooke
Make the most of your savings with our new Fixed Rate ISA until 31.05.25
Maximise your tax free returns with our Fixed Rate ISA until 31.05.25
Fixed until 31/05/2025 . This product may be withdrawn at any time.
Fixed Rate ISA to 31 May 2025.
The fixed rate below applies from 27 April 2024:
£1,000 plus – 4.70% Tax Free / AER fixed until 31 May 2025.
Interest is calculated daily and paid annually on 5 April and again at maturity (on 31 May 2025). However if you choose to rollover your account at maturity, your interest will not be paid until 5 April the end of the tax year.
The interest rate on your account is fixed and won't change before 31 May 2025.
The balance at the end of the fixed rate term based on a deposit of £1,000 with an interest rate of 4.70% Tax Free / AER (fixed) would be £1,051.83
This estimation is an example only and assumes:
This estimation is only an example and does not take into account individual circumstances.
You can open an account at any of our branches without an appointment.
The account is available for anyone aged 18 or over. Joint accounts cannot be opened.
The account is only available for UK residents and your National Insurance Number will be needed at the time of account opening.
The minimum amount to open this account is £1,000. You must have at least £1,000 in the account to keep it open. Opening balances made by electronic payment must be sent within 14 days of opening your account, or the account will automatically be closed. The maximum amount that can be held in this account is £250,000.
You can add money to your account within 14 days from opening. After this, you cannot add money to your account until 1 June 2025.
The ISA allowance for this tax year is £20,000, which can be split between Cash and Stocks and Shares ISAs. Please note, we do not provide Stocks and Shares ISAs at the Tipton and we do not allow transfers in from Stocks and Shares ISAs. You can only pay into one ISA per tax year with ourselves.
We can only accept the transfer in of current years subscriptions if they are transferred to us in full, you may however transfer part of previous year subscriptions.
You can view your balance and recent transactions on the Tipton App, available in the Google Play Store and Apple Store.
No part withdrawals or part transfers out are allowed, including withdrawals of any interest.
Closing your account or transferring your ISA to another provider in full is allowed without notice, however there will be a charge of 90 days interest. If you have not earned enough interest to pay this charge, the difference will be taken from the balance in your ISA.
We will contact you at least 14 days before 31 May 2025, to give your options for maturity. If we don't hear back from you before 31 May 2025, we will automatically rollover your account to another cash ISA in our range, which could include another Fixed Rate ISA. If you choose any other option, this will be processed on the next working day after 31 May 2025.
Interest is paid without tax deducted.
If you decide within 14 days of opening, that this isn't the right account for you, you can have your money back without charge. We'll arrange to close the account and return your money or transfer it to another one of our savings accounts.
The Tipton offer a range of savings accounts on a non-advised basis. There may be another savings account which is more suited to your personal needs. Please, speak to a member of the team for other product information.
Interest rates explained:
This product may be withdrawn at any time.
Issue date: 27 April 2024
Please find our ISA Terms and Conditions here.
Fixed Rate ISA to 31 May 2025 (Mobile App Account)
When you're ready to open your account, simply visit the Tipton App to find out more
The fixed rate below applies from 27 April 2024:
£1,000 plus – 4.70% Tax Free / AER fixed until 31 May 2025.
Interest is calculated daily and paid annually on 5 April and again at maturity (on 31 May 2025). However if you choose to rollover your account at maturity, your interest will not be paid until 5 April the end of the tax year.
When you're ready to open your account, simply visit the Tipton App to find out more.
The interest rate on your account is fixed and won't change before 31 May 2025.
When you're ready to open your account, simply visit the Tipton App to find out more.
The balance at the end of the fixed rate term based on a deposit of £1,000 with an interest rate of 4.70% Tax Free / AER (fixed) would be £1,051.83.
This estimation is an example only and assumes:
This estimation is only an example and does not take into account individual circumstances.
When you're ready to open your account, simply visit the Tipton App to find out more.
You can open the account via the Tipton App only, available in the Google Play Store and Apple Store.
To open and operate your account with the Tipton App, you will need to choose a bank account as your nominated bank account. This means all deposits into your Fixed Rate ISA must come from this account. All withdrawals must also be sent to this nominated account.
The account is available for anyone aged 18 or over. Joint accounts cannot be opened.
The account is only available for UK residents and your National Insurance Number will be needed at the time of account opening.
The minimum amount to open this account is £1,000. You must have at least £1,000 in the account to keep it open. Opening balances must be made by electronic payment from your nominated bank account, and must be sent within 14 days of opening your account, or the account will automatically be closed. The maximum amount that can be held in this account is £100,000.
You can add money to your account within 14 days from opening. After this, you cannot add money to your account until 1 June 2025.
The ISA allowance for this tax year is £20,000, which can be split between Cash and Stocks and Shares ISAs. Please note, we do not provide Stocks and Shares ISAs at the Tipton and we do not allow transfers in from Stocks and Shares ISAs. You can only pay into one ISA per tax year with ourselves.
We can only accept the transfer in of current years subscriptions if they are transferred to us in full, you may however transfer part of previous year subscriptions.
When you're ready to open your account, simply visit the Tipton App to find out more.
No part withdrawals or part transfers out are allowed, including withdrawals of any interest.
Closing your account or transferring your ISA to another provider in full is allowed without notice, however there will be a charge of 90 days interest. If you have not earned enough interest to pay this charge, the difference will be taken from the balance in your ISA.
We will contact you at least 14 days before 31 May 2025, to give your options for maturity. If we don't hear back from you before 31 May 2025, we will automatically rollover your account to another cash ISA in our range, which could include another Fixed Rate ISA. If you choose any other option, this will be processed on the next working day after 31 May 2025.
When you're ready to open your account, simply visit the Tipton App to find out more.
Interest is paid without tax deducted.
If you decide within 14 days of opening, that this isn't the right account for you, you can have your money back without charge. We'll arrange to close the account and return your money to you, or transfer it to another one of our savings accounts.
The Tipton offer a range of savings accounts on a non-advised basis. There may be another savings account which is more suited to your personal needs. Please speak to a member of the team for other product information.
Interest rates explained:
This product may be withdrawn at any time.
Issue date: 27 April 2024
Please find our ISA Terms and Conditions here.
When you're ready to open your account, simply visit the Tipton App to find out more.
We will accept transfers in to our ISAs from other ISA providers. We do not allow partial transfers of the current tax year subscriptions, however previous tax year subscriptions can be transferred in full or part. If you wish to transfer an existing ISA, please complete our ISA Transfer In Form and post it to us at 70 Owen Street, Tipton, DY4 8HG.
Each financial year the Government will provide a set amount that you can deposit into ISAs for that tax year. For the 2024/2025 tax year, the ISA deposit limit is £20,000.
You can close your account by coming into one of our branches or through the post to our Tipton Head Office. You should check your account terms and conditions as some of our savings accounts require notice to be given. Postal accounts can only be closed in writing, through the post.
To close your account through the post we will need a signed letter requesting us to close your account and your passbook.
Your savings with us are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. For more information please read our FSCS leaflet or visit the FSCS Website.
You can pay money into your account by sending a cheque made payable to yourself through the post to our Tipton Head Office, visiting any of our branches, or by internal transfer from another account you hold with us.
You can also set up a standing order from your bank or building society to transfer money or send a one off electronic transfer. In such cases you will need to quote:
How would you like to apply?
On our app
Apply via our app
Either scan the QR code below or download the app to create your new account instantly.
Monday - Tuesday | 09:00 - 17:00 |
Wednesday | 09:30 - 17:00 |
Thursday - Friday | 09:00 - 17:00 |
Saturday | 09:00 - 12:00 |
Sunday | Closed |
Make sure you also read our Terms and Conditions for Savings Accounts leaflet and the Financial Services Compensation Scheme sheet.
If you are a new savings customer then you must sign future windfall rights to our Charitable Foundation.
Our savings customers say...
Savings customer read more"Whenever I visit Tipton & Coseley I'm dealt with quickly, on a one to one basis making each visit convenient and ideal."Mrs Cooke
Our savings customers say...
Savings customer read more"The staff are really friendly and welcoming and always ask how I am, I feel like I can have a chat with them."Mrs Thomson