An account for young Wolves supporters allowing them to save for the future and help their favourite team.

Gross/AER
Gross means the contractual rate of interest payable. AER stands for the annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
4%
Notice for withdrawals
Some of our accounts require you to give notice before you can withdraw money from your account. Further details on the withdrawal restrictions that apply to the account can be found in the section titled - 'Can I withdraw money?' - in the Summary box.
no notice
Age restriction
Minimum or maximum age you must be to open this account.
under 16 years

This product may be withdrawn at any time.

Contact Us

Key features

  • Maximum of 6 withdrawals each calendar year
  • Minimum opening balance: £10
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Summary box

Account name

Junior Wolves Saver (issue 2)

When you're ready to open your account simply download and complete an application form, then send it to us with a cheque payable to yourself.

What is the interest rate?

The variable rate below applies from 19 August 2023.

  • £10 plus - 4.00% gross / AER

Interest is calculated daily and paid annually on 31 December.

When you're ready to open your account simply download and complete an application form, then send it to us with a cheque payable to yourself.

Can Tipton & Coseley Building Society change the interest rate?

We may increase or decrease the interest rate at any time. Further details of when we do this and how we will let you know, can be found in our Terms and Conditions for savings accounts, available on our website, in branch or in your welcome pack.

When you're ready to open your account simply download and complete an application form, then send it to us with a cheque payable to yourself.

What would the estimated balance be after 12 months based on a £1,000 deposit?

The balance after 12 months on an initial deposit of £1,000 with an interest rate of 4.00% gross / AER (variable) would be £1,040.00.

This estimation is an example only and assumes:

  • There are no additional deposits or withdrawals made;
  • Interest is paid gross and added to the account on 31 December; and
  • There is no change to the interest rate.

This estimation is only an example and does not take into account individual circumstances.

When you're ready to open your account simply download and complete an application formthen send it to us with a cheque payable to yourself.

How do I open and manage my account?

The account is available for anyone aged 15 or under. When you turn 16, we will automatically transfer your account to a Wolves Saver. We will notify you of this in writing at the time.

You can open an account at any of our branches without an appointment or, through the post by sending us a completed application form with a cheque payable to yourself for your initial deposit. Application forms can be posted to you on request, collected in branch, or printed from our website.

Only one account can be opened per customer.

The minimum amount to open this account is £10. You must have at least £10 in the account to keep it open. Opening balances made by electronic payment must be sent within 14 days of opening your account, or the account will be automatically closed. The maximum amount that can be held in the account is £25,000.

You can add money to your account at any of our branches by cash or cheque, through the post by cheque or by standing order. All cheques deposited into the account must be in the name of the child named on the account.

The account must be opened with an adult named as the account operator, and we will require proof of identification for the adult and the child.

When you're ready to open your account simply download and complete an application form, then send it to us with a cheque payable to yourself.

Can I withdraw money?

Withdrawals are limited to a maximum of six each calendar year. After your sixth withdrawal, no further withdrawals including closure of the account and withdrawal of any interest, will be available until the next calendar year.

All withdrawals must be for the benefit of the child. No electronic transfers, direct debits, faster payments, or standing order withdrawals are available.

When you're ready to open your account simply download and complete an application formthen send it to us with a cheque payable to yourself.

Additional information

Interest is paid without tax deducted.

If you decide within 14 days of opening your account that this isn't the right account for you, you can have your money back without charge. We'll arrange to close the account and return your money to you, or transfer it to another one of our savings accounts.

The Tipton offer a range of savings accounts on a non-advised basis. There may be another savings account which is more suited to your personal needs. Please, speak to a member of the team for other product information.

Interest rates explained:

  • Gross means the contractual rate of interest payable.
  • AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Issued date: 19 August 2023.

When you're ready to open your account simply download and complete an application form, then send it to us with a cheque payable to yourself.

Ready to apply?

How would you like to apply?

How would you like to apply?

By Post

Apply by post

In Branch

Apply at one of our branches

Find a branch

Open account by post

Open account on our app

Open account online

Account Summary

Account name Junior Wolves Saver (issue 2)
Gross/AER 4%
Notice for withdrawals no notice
Age restriction under 16 years

Things to know...

  • Maximum of 6 withdrawals each calendar year
  • Minimum opening balance: £10

How to apply

You must print off the following document and post it to our head office:

Tipton & Coseley Building Society,
70 Owen Street,
Tipton,
West Midlands,
DY4 8HG

Download application form

Here to help you...

  • Open a savings account
  • Answer your questions
  • Discuss your savings options
  • With your existing accounts
Gayle, from our savings team is happy to help 0121 557 2551*
Our lines are open:
Monday - Tuesday09:00 - 17:00
Wednesday09:30 - 17:00
Thursday - Friday09:00 - 17:00
Saturday09:00 - 12:00
SundayClosed
*Calls from landlines are charged at the standard rate. Calls from mobiles may vary.

Lets go

When you're ready to open your account, download and complete an application form, then send it to us with a cheque payable to yourself.

Please post your completed form to The Tipton & Coseley Building Society, 70 Owen Street, Tipton, West Midlands, DY4 8HG.

Alternatively, you can open an account at any of our branches.

Before you do, please read our Terms and Conditions for Savings Accounts leaflet and the Financial Services Compensation Scheme sheet.

All new savings customers must sign any future windfall rights to our Charitable Foundation.


Our savings customers say...

"I chose Tipton & Coseley because it was recommended by a friend. When I went in one of the advisers sat with me and listened to what I wanted. I left feeling happy and at ease." Mrs Cooke
Savings customer read more

Our savings customers say...

"I have stayed with the Tipton and I wouldn't go anywhere else. Everyone who works there is always happy to help. The service you receive is excellent." Mrs Thomson
Savings customer read more